Welcome to Amcap Mortgage, LTD.
A Private Mortgage Lender

North Houston Branch
16000 Stuebner Airline Suite 340
Spring, Texas 77379

Spring Home Loans
The Woodlands Home Loans
Tomball Home Loans - Cypress Home Loans

Your local Houston, Texas Mortgage Lender.
As a direct Texas Mortgage Lender, Amcap Mortgage provides the lowest,  most current mortgage rates available. We offer various low cost mortgage loans for purchase and refinancing. AMCAP is known as one of the best Texas Mortgage Lenders serving Spring, Tomball, Cypress and The Woodlands area. We guarantee our home loan program will provide you  with specific mortgage option that is right for you. Our mortgage pre approval process is fast and easy.

Private Lenders vs Commercial Banks

Choosing a private mortgage lender has its benefits over large commercial banks.  As a local Houston, Texas mortgage lender, we understand the specifics of local properties while commercial banks don't. Questions pertaining to your home loan will most likely take longer to answer with commercial banks. Our staff is relationship based and personable. Not only will you have their direct extension, you will have their mobile numbers as well. Call us and get a mortgage quote now.

Why is it Important to Get Pre-Approved for a Mortgage Before Shopping for a New Home?

Pre-Approval is key when shopping for a new home. Not only does gives you a sense of what you can afford, it also sets the platform for the home you are looking for.  Pre-approval saves time, determines how much down payment you need, and speeds up the closing process.  We work hand in hand with Realtors to guide you in the right direction. We offer free home loan rate quotes, as well as free consultations.

We serve all major cities in Texas.
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Amcap Mortgage, Ltd. Can Assist You With Purchasing Your New Home! 


"Our ultimate goal is to create personal long-lasting relationships with each of our clients and continue providing excellent service for many years to come!"
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Call us today, 281-860-2533, for a FREE Home Loan Rate Quote and take advantage of the current Texas mortgage rates! We are your local Houston, Texas mortgage lender. Our home loan help line is always open.

*Se habla Espanol

Amcap Mortgage Ltd.
16000 Stuebner Airline Suite 340
Spring, Texas 77379

Jason Turner  NMLS #286357
Amcap Mortgage, Ltd.  NMLS #129122
Branch  NMLS  #306878


Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.


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Hello, hope this finds you well! Just wanted to express my most sincere thank you for the way your team managed my refinancing loan. The level of professionalism, response time, accuracy, dedication and attention to details exercised by Leandra Kadlecek & Kimberly Cress. In my opinion Kimberly and Leandra are true assets to your company. totally customer focused, respectful and an outstanding professionals. It has been a pleasure to work with your company. Thank you so much!
-Maria Iragorri

From beginning to end, this process could not have been any smoother or more professional. I honestly do not know how this could have gone any better - truly. Thank you thank you thank you. -Kim B. (Sugarland, TX)

WHOOOOOOO!!!!! I'm calling you all "The Dream Team!" Congratulations on a job superbly done, I will jump at EVERY opportunity to recommend clients in your direction! From the bottom of our hearts, thank you for everything you put into this. I'm praying for hearty blessings for all of you. -Jessica H (Houston, TX)

"First time home buyer and I couldn't be happier. AMCAP Mortgage team and my loan officer Gerry Nicodemus made the process simple and pain-free. I was worried about loan process time and approvals but everything was explained to me with professionalism and ease. My closing date was met and I had the choice to actually close early if I wanted to.Closing fees and other charges were explained to me from day one so I had no surprises at the closing and they were as close to the actual amounts as you can get. Will definitely recommend their service to friends and family."
-Viktor Andreev

Mr. Nicodemus,
I just wanted to say "Thank you" for your help in walking me through the process of purchasing my home. I closed today and everything was great. I really appreciated your work and effort in informing me about the process and helping me to become a first time homeowner. I pray that you have a blessed and prosperous 2013. Sincerely,
-Ericka Lawton


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